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The Debt That Doesn't Define You Your Student Loan Navigator: Managing the End of SAVE, the New RAP Plan, and Your Real Path to Forgiveness
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Why this guide exists
Federal student loan repayment changed more in the past twelve months than in the previous twelve years combined. SAVE — the plan millions of borrowers built their budgets around — has been struck down by the courts. A brand-new plan, RAP, is taking its place. This guide translates the legal and bureaucratic noise into one clear question: what should you actually do, and by when?